For a person who has just bought a car, it is very necessary to buy insurance for the car. Recently, some people are asking Xiaobian exactly how to buy auto insurance. It's more worrying. If a car purchases an all-insurance vehicle, it is not an automobile. No matter what kind of situation it appears, insurance companies can make claims. Xiaobian made a one-on-one answer to these two questions that people are puzzled about today.
First of all, everyone needs to understand a common sense. That is, the full risk of the car is not an insurance company will make claims on the car. Because, there are sixteen kinds of normal auto insurance. The general insurance company or the 4S shop is only eight kinds of all-risk. Apart from the fact that we have to pay the compulsory insurance required by the state every year, other car insurance is basically insurance that can be selectively commercial in nature. Generally, if you are a novice, we recommend that you buy all-insurance, third-liability insurance, vehicle damage insurance, etc. in the first year, and try to ensure that the amount of these claims is sufficient.
Second, if you are in which car insurance company in the first year, the second year will be the relevant salesman of the insurance company to ask you whether you need to continue to pay premiums. If you haven’t had any major traffic accident in the first year, the insurance company will give you certain preferential policies. For example, if you did not have a traffic accident after the first year of strong insurance, then you will be in the second year Ten percent discount on the basis of the previous year, and so on until the fourth year, you will enjoy a maximum discount of 30 percent. Therefore, it is more cost-effective to continue renewal of an insurance company.
Finally, we need to know that some car insurance is really necessary. Some car insurance we can save the purchase, but some can not be saved. Unilateral liability insurance, if the amount of compensation for the economy is relatively large, we sometimes cannot pay it back. Therefore, such as the third liability insurance, these should all require a full amount of insurance every year. For other types of insurance, we can also find someone who understands insurance.
For insurance on the car, we must have the skill to buy, rather than blindly buy every insurance type, often this is not necessary. If you are still worried about how to buy auto insurance more worrying, you may wish to take the editor to summarize these for everyone.
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